Together We Can…Fight Adverse Selection

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Charlie Baker and Deval Patrick seem to agree on something.

In June 2009, the then-CEO of Harvard Pilgrim complained that loose enrollment rules were letting individuals hop in and out insurance policies, depending on when they needed a high volume of services.

The Governor’s Small Business Jobs Bill tries to limit that practice by permitting two open enrollment periods a year for the purchase of individual coverage.

I just got the GOV’s Bill, so I don’t understand exactly what he means by that. (Will you only have two chances per year to get coverage as an individual? What if you lose group coverage at a point in time outside the open enrollment period?) I’ll post a clarification once I fully understand the GOV’s plan.