Drawing Lessons: Different Results from State Health Insurance Exchanges

Policymakers are considering several options for national health reform, each of which includes some form of “insurance exchange.” These exchanges allow the uninsured, and employees of small to medium-sized businesses, to compare qualified health plans, purchase insurance and, if eligible, receive subsidies toward the cost of their plans. Two states, Massachusetts and Utah, have already established their own, independent insurance exchanges. Their experiences offer many valuable lessons for other states.

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