Less than 1% of students reach the caps that are imposed by the plans. That seems like a small number to me. And, the Safety Net Pool will wrap around these plans if the services that exceed that amount are sought in a hospital or community health center.
So, what’s real beef here? I think some legislators cannot stand that insurance companies are a business and like any other for-profit business need to make a profit. Is the solution to require every student have coverage equivalent to MCC? I don’t think so. Students can barely afford the tuition and fees they are required to pay now.
The State is correct to think more about this situation and to recommend a solution that fits the problem.