Home Policy Priorities Opportunity Housing

Housing

Promoting abundant housing of all types to stem the affordability crisis.

About Housing

Housing affordability and availability are defining issues across the United States, shaping who can live where and who has access to opportunity and upward mobility. In high-cost states like Massachusetts, rising prices and limited supply have pushed many young families and skilled workers to leave, threatening long-term economic vitality. 

Pioneer’s housing work responds to these challenges in restrictive states like Massachusetts as well as in high-growth states like Florida. We are building an AI-enabled national database of local zoning and environmental regulations—starting here and expanding nationwide by 2027—to identify and remove barriers to new housing. Our research and policy work advance reforms that expand low-cost options such as accessory dwelling units and encourage transit-oriented, mixed-use development. The goal: to retain and attract talent, lower costs, and strengthen opportunity in every community.

June 25, 2026

New Study Finds Massachusetts Is Not Progressive When It Comes to Taxing Lower- and Middle-Income Families

BOSTON – On the heels of last week’s unprecedented state Supreme Judicial Court (SJC) decision removing a widely supported income-tax reduction measure from the November ballot, a new Pioneer Institute study finds that Massachusetts taxes a far larger share of lower- and middle-income households’ earnings compared to red and blue competitor states. The Commonwealth’s personal exemption remains at just $4,400 for single filers and $8,800 for married couples filing jointly—levels that have not changed since 2008 and have declined in inflation-adjusted value by 55 percent. If rates had been adjusted for inflation, they would have saved tax filers an additional $861 million in 2025. Current rates shield far less income from Massachusetts taxpayers than many competing and neighboring states.
June 17, 2026

Massachusetts Has a Small-Home Shortage; Zoning Reform Can Help Fix It

Boston – A new Pioneer Institute report finds that a mismatch between who lives in Massachusetts and the housing being built is squeezing two generations at once: young families who cannot get into a house, and seniors who cannot downsize. Local land use rules often make it difficult to build small, reasonably priced, and low-maintenance homes, despite a growing need for them as the population ages and average household sizes continue to shrink.
June 8, 2026

In 2025, Massachusetts Permitted the Fewest New Homes Since 2012

This edition of The House Call explores new Census Bureau data showing how building permit activity declined in Massachusetts between 2024 and 2025. It also highlights a court case in Somerville over whether, in at least some contexts, prevailing wage standards should apply to off-site modular construction.
May 27, 2026

Pioneer Institute Applauds Healey Administration’s Proposal to Reduce LLC Filing Fees; More Reforms Needed to Address Economic Malaise

Pioneer Institute applauds the Healey Administration’s proposal to reduce the LLC filing fee from $500 to $100 and discount annual LLC fees during the early years of a new business. These changes remove two unnecessary barriers facing entrepreneurs and small business owners looking to launch and grow in Massachusetts. We believe that it is crucial that state leaders build on these proposals to address the Commonwealth’s economic malaise, which started with the pandemic.

Support Pioneer

Philanthropic support fuels our ability to deliver bold ideas, rigorous research, and real-world impact—advancing solutions that shape policy and strengthen communities.

Want to get the latest updates from Pioneer Institute?

Sign Up For Our Newsletter

Name(Required)
Email(Required)

Dependency Index – Federal Money to the States

Think you know which states depend most on Washington? Pioneer’s new Dependency Index may change your mind. Alaska ranks most dependent on federal funds, and Idaho ranks least. Check out where your state ranks here! https://loom.ly/6LMwO0c