The intent may be worthy, but the mechanism is misplaced. Focusing on a cap of premium increases is like trying to prevent all car accidents by adding an extra bumper at the end of a production line. (The analogy only goes so far, I know)
Until consumers understand the cost impact of their health care decisions, and small businesses are relieved from the burden of state mandates and over regulation in Massachusetts, this cap will be an unrealistic goal that will result in one more year of finger pointing without real reform.